Retirement Plans

Our Institutional Consulting division is focused on building the right platform for your organization. As your advocate, we will help with plan design, plan maintenance, and vendor management. We are willing to be your 3(38) fiduciary, where appropriate, meaning that we will assume liability for investment selection within your retirement plan. And, for certain plans, we are also responsible for all participant education, helping each one of your employees reach their retirement potential.

Our Process

Discipline. As institutional investors, Cutler believes that clients deserve disciplined advisors. We do what we say. For equities, this means adherence to the process initially developed by Ken Cutler. Yes, markets have changed, but dividends matter. Risk matters. We continue to manage our proprietary strategy using Mr. Cutler’s investment approach and view ourselves as stewards of his philosophy. For fixed income, institutional advisors need to understand the client’s constraints, identify the appropriate benchmark, and create portfolios within these parameters that meet the Cutler team’s investment outlook. Our commitment is to be disciplined in our adherence to our process and client guidelines.

Research. Understanding why a certain decision is made is a fundamental criteria for a sound investment. We believe in having a fundamental basis and investment thesis behind every portfolio decision. We use a top-down, macro-economic, lens to structure client portfolios. Individual positions are identified using a criteria based, bottom-up, approach for individual security selection. Portfolio construction should not be an art; we believe it should be more of a science.

TeamAt Cutler, we believe that, “Institutions don’t manage money. People do.” We take great pride in the experience, education, and background of our team. We continue to build upon this great foundation, growing our team’s expertise and investment experience. Our strength is our diversity of thought and our ability to form consensus using these different points of view.

Latest Commentary

  • Markets Reach All Time High in 2020

    Markets Reach All Time High in 2020

    by Bryan Knutson, CFP ®


  • Three Alternative Sources for Yield in Today's Low Rate Environment

    Three Alternative Sources for Yield in Today's Low Rate Environment

    by Bryan Knutson, CFP ®


Contact Us

info@cutler.com